Privacy Policy
Protecting   your   private   information   is   our   priority.   This   Statement   of   Privacy   applies   to   the   www.IRuniversal.com   and   S-Ancial   Group   (S-Ancial   Inc.,   S-Ancial   Pte.   Ltd.   &   S-Ancial   Global   Solutions   Pvt.   Ltd.)   (" S-Ancial   Group ") and   governs   data   collection   and   usage.   For   the   purposes   of   this   Privacy   Policy,   unless   otherwise   noted,   all   references   to   S-Ancial   Group   include   www.IRuniversal.com   and   S-Ancial   Group.   By   using   the   IRuniversal   website,   you consent to the data practices described in this statement.   Collection of your Personal Information   S-Ancial   Group   may   collect   personally   identifiable   information,   such   as   your   name.   S-Ancial   Group   may   also   collect   anonymous   demographic   information,   which   is   not   unique   to   you,   such   as   your   age.   We   may   gather additional personal or non-personal information in the future.  Information   about   your   computer   hardware   and   software   may   be   automatically   collected   by   S-Ancial   Group.   This   information   can   include:   your   IP   address,   browser   type,   domain   names,   access   times   and   referring   website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the S-Ancial Group website.   Use of your Personal Information S-Ancial Group collects and uses your personal information to operate its website(s) and deliver the services you have requested. While   using   our   website   we   may   ask   you   to   provide   us   with   personally   identifiable   information   that   can   be   use   to   contact   and   identify   you.   S-Ancial   Group   may   also   contact   you   via   surveys   to   conduct   research   about   your opinion of current services or of potential new services that may be offered. S-Ancial Group does not sell, rent or lease its customer lists to third parties. S-Ancial   Group   may   share   data   with   trusted   partners   to   help   perform   statistical   analysis,   send   you   email   or   postal   mail,   provide   customer   support,   or   arrange   for   deliveries.   All   such   third   parties   are   prohibited   from   using your personal information except to provide these services to S-Ancial Group, and they are required to maintain the confidentiality of your information. S-Ancial   Group   may   keep   track   of   the   websites   and   pages   our   users   visit   within   S-Ancial   Group,   in   order   to   determine   what   S-Ancial   Group   services   are   the   most   popular.   This   data   is   used   to   deliver   customized   content   and advertising within S-Ancial Group to customers whose behavior indicates that they are interested in a particular subject area. S-Ancial   Group   will   disclose   your   personal   information,   without   notice,   only   if   required   to   do   so   by   law   or   in   the   good   faith   belief   that   such   action   is   necessary   to:   (a)   conform   the   order   of   law   or   comply   with   legal   process served on S-Ancial Group or the site; (b) protect and defend the rights or property of S-Ancial Group; and, (c) act under exigent circumstances to protect the personal safety of users of S-Ancial Group, or the public.   Use of Cookies   The   S-Ancial   Group   website   may   use   "cookies"   to   help   you   personalize   your   online   experience.   Cookies   are   text   files,   sent   to   your   browser   from   a   website   and   stored   on   your   computer   hard   drive.   Cookies   cannot   be   used   to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. One   of   the   primary   purposes   of   cookies   is   to   collect   information   who   visits   our   website.   The   purpose   of   a   cookie   is   to   tell   the   Web   server   that   you   have   returned   to   a   specific   page.   For   example,   if   you   personalize   S-Ancial Group pages, or register with S-Ancial Group site or services, a cookie helps S-Ancial Group to recall your specific information on subsequent visits. This   simplifies   the   process   of   recording   your   personal   information,   such   as   billing   addresses,   shipping   addresses,   and   so   on.   When   you   return   to   the   same   S-Ancial   Group   website,   the   information   you   previously   provided can be retrieved so you can easily use the S-Ancial Group features that you customized You   have   the   ability   to   accept   or   decline   cookies.   Most   Web   browsers   automatically   accept   cookies,   but   you   can   usually   modify   your   browser   setting   to   decline   cookies   if   you   prefer.   If   you   choose   to   decline   cookies,   you   may not be able to fully experience the interactive features of the S-Ancial Group services or websites you visit.   Security S-Ancial Group secures your personal information from unauthorized access, use or disclosure.   Children under Thirteen   S-Ancial   Group   does   not   knowingly   collect   personally   identifiable   information   from   children   under   the   age   of   thirteen.   If   you   are   under   the   age   of   thirteen,   you   must   ask   your   parent   or   guardian   for   permission   to   use   this website.      Changes to this Privacy Policy S-Ancial   Group   will   occasionally   update   or   change   the   Statement   of   Privacy   Policy   to   reflect   company   and   customer   feedback.   S-Ancial   Group   encourages   you   to   periodically   review   this   Statement   to   be   informed   of   how   S- Ancial Group is protecting your information.   Contact Us S-Ancial Group welcomes your questions or comments regarding this Statement of Privacy. If you believe that S-Ancial Group has not adhered to this Statement, please contact us at:     S-Ancial Inc. Greentree Drive, Suite 101 Dover, Delaware 19904 info@s-ancial.com +1-415-319-5234 Effective as of June 30, 2016
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Privacy Policy
Protecting   your   private   information   is   our   priority.   This   Statement   of   Privacy   applies   to   the   www.IRuniversal.com   and   S-Ancial   Group   (S-Ancial   Inc.,   S-Ancial   Pte.   Ltd.   &   S-Ancial   Global   Solutions   Pvt.   Ltd.)   (" S-Ancial   Group ")   and   governs   data   collection   and   usage.   For   the   purposes   of   this   Privacy   Policy,   unless   otherwise noted, all references to S-Ancial Group include www.IRuniversal.com and S-Ancial Group. By using the IRuniversal website, you consent to the data practices described in this statement.   Collection of your Personal Information   S-Ancial Group may collect personally identifiable information, such as your name. S-Ancial Group may also collect anonymous demographic information, which is not unique to you, such as your age. We may gather additional personal or non-personal information in the future.  Information   about   your   computer   hardware   and   software   may   be   automatically   collected   by   S-Ancial   Group.   This   information   can   include:   your   IP   address,   browser   type,   domain   names,   access   times   and   referring   website   addresses.   This   information   is   used   for   the   operation   of   the   service,   to   maintain   quality   of   the service, and to provide general statistics regarding use of the S-Ancial Group website.   Use of your Personal Information S-Ancial Group collects and uses your personal information to operate its website(s) and deliver the services you have requested. While using our website we may ask you to provide us with personally identifiable information that can be use to contact and identify you. S-Ancial Group may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered. S-Ancial Group does not sell, rent or lease its customer lists to third parties. S-Ancial   Group   may   share   data   with   trusted   partners   to   help   perform   statistical   analysis,   send   you   email   or   postal   mail,   provide   customer   support,   or   arrange   for   deliveries.   All   such   third   parties   are   prohibited   from   using   your   personal   information   except   to   provide   these   services   to   S-Ancial   Group,   and   they   are   required to maintain the confidentiality of your information. S-Ancial   Group   may   keep   track   of   the   websites   and   pages   our   users   visit   within   S-Ancial   Group,   in   order   to   determine   what   S-Ancial   Group   services   are   the   most   popular.   This   data   is   used   to   deliver   customized   content   and   advertising   within   S-Ancial   Group   to   customers   whose   behavior   indicates   that   they   are   interested in a particular subject area. S-Ancial   Group   will   disclose   your   personal   information,   without   notice,   only   if   required   to   do   so   by   law   or   in   the   good   faith   belief   that   such   action   is   necessary   to:   (a)   conform   the   order   of   law   or   comply   with   legal   process   served   on   S-Ancial   Group   or   the   site;   (b)   protect   and   defend   the   rights   or   property   of   S-Ancial   Group; and, (c) act under exigent circumstances to protect the personal safety of users of S-Ancial Group, or the public.   Use of Cookies   The   S-Ancial   Group   website   may   use   "cookies"   to   help   you   personalize   your   online   experience.   Cookies   are   text   files,   sent   to   your   browser   from   a   website   and   stored   on   your   computer   hard   drive.   Cookies   cannot   be   used   to   run   programs   or   deliver   viruses   to   your   computer.   Cookies   are   uniquely   assigned   to   you,   and   can only be read by a web server in the domain that issued the cookie to you. One   of   the   primary   purposes   of   cookies   is   to   collect   information   who   visits   our   website.   The   purpose   of   a   cookie   is   to   tell   the   Web   server   that   you   have   returned   to   a   specific   page.   For   example,   if   you   personalize   S-Ancial   Group   pages,   or   register   with   S-Ancial   Group   site   or   services,   a   cookie   helps   S-Ancial   Group   to   recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same S-Ancial Group website, the information you previously provided can be retrieved so you can easily use the S-Ancial Group features that you customized You   have   the   ability   to   accept   or   decline   cookies.   Most   Web   browsers   automatically   accept   cookies,   but   you   can   usually   modify   your   browser   setting   to   decline   cookies   if   you   prefer.   If   you   choose   to   decline   cookies,   you   may   not   be   able   to   fully   experience   the   interactive   features   of   the   S-Ancial   Group   services   or   websites you visit.   Security S-Ancial Group secures your personal information from unauthorized access, use or disclosure.   Children under Thirteen   S-Ancial Group does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.      Changes to this Privacy Policy S-Ancial Group will occasionally update or change the Statement of Privacy Policy to reflect company and customer feedback. S-Ancial Group encourages you to periodically review this Statement to be informed of how S-Ancial Group is protecting your information.   Contact Us S-Ancial Group welcomes your questions or comments regarding this Statement of Privacy. If you believe that S-Ancial Group has not adhered to this Statement, please contact us at:     S-Ancial Inc. Greentree Drive, Suite 101 Dover, Delaware 19904 info@s-ancial.com +1-415-319-5234 Effective as of June 30, 2016
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